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Vietnam Travel Guide
How to pay Local Vietnam by bank transfer
Paying Local Vietnam by bank transfer is simple and secure. All payments are made directly to our official company account in Vietnam. This page explains everything you need to know — from payment options and account details to how to verify your transfer safely.
Table of Contents
Payment Options
Local Vietnam offers two secure ways to complete your booking:
- Bank Transfer – A reliable option without any extra fees from our side. Your own bank may charge a small international transfer fee, and the process can take a few business days. Payments are accepted in multiple currencies, including VND, EUR, USD, AUD, and CAD.
- Credit Card (via PayPal) – The fastest and easiest way to pay, processed instantly through PayPal. This method includes extra purchase protection. To cover part of PayPal’s transaction costs, a small 3% fee applies.
Paying by Credit Card (via PayPal)
We accept credit card payments through PayPal, a secure and trusted platform that offers full purchase and fraud protection. All payments go directly to our verified business PayPal account.
You can pay with all major cards, including Visa, Mastercard, and American Express, and you do not need a PayPal account — simply select the option to pay by card when opening the payment link.
To cover part of PayPal’s transaction and currency conversion costs, a 3% payment fee applies.
If you prefer to pay by credit card for a package or custom trip, please inform your Local Vietnam travel expert. They will send you a secure PayPal payment request with a personal link. Follow the simple on-screen instructions, and once the payment is completed, you’ll receive instant confirmation of your booking.
Transfer by bank
Local Vietnam is a registered travel company based in Vietnam. Under Vietnamese law, all payments must go to our official business bank account located in Vietnam. You can use international payment services such as Wise or Revolut to send money, but please note that the receiving account must always be our Vietnamese business bank account, not a personal or foreign one.
- Currencies available: Payments can be made in EUR, USD, CAD, AUD, or VND. Each currency has its own dedicated bank account — please make sure you use the correct one for your currency.
- Transfer destination: All transfers go to our business account with Eximbank (Vietnam Export Import Commercial Joint-Stock Bank) in Ho Chi Minh City.
- Processing time: International transfers usually take 1–3 business days to arrive, depending on your bank and country.
- Fees: Local Vietnam does not charge any transfer fees, but your own bank may apply international transaction costs.
- Verification required: Always double-check the account name, account number, and SWIFT code before confirming your transfer. If any detail is incorrect, the payment may be returned by the bank, and your bank might charge a return fee.
- Address field: Some banks request an address for the receiver. This field is optional and only required for form completion — it has no impact on the transfer itself.
- After payment: Once your payment is made, please send a screenshot or transfer confirmation to your Local Vietnam travel expert for faster verification.
Our Bank Details
Below you’ll find all the information needed for your bank transfer. Your bank might not request every field listed here — that’s completely normal, so don’t worry if some fields don’t appear.
Currency & Country Information
Field
Enter this value
Note
Country (recipient)
Vietnam
Select “Vietnam” as the recipient country
Currency
VND, USD, EUR, CAD, AUD
Use the correct currency account below (each currency has its own account)
Account Holder Information
The account name must be entered exactly as shown. The address is less important, but include it if your bank requires it.
Field
Enter this value
Note
Account name
ThelocalVietnam
Copy exactly as written (no spaces added/removed)
Beneficiary address
793/49/1 Tran Xuan Soan Street, District 7
If your bank form has limited space, enter what fits — the full address isn’t critical for the transfer
City
Ho Chi Minh City
Also enter this if your bank asks for the province name
Postal code
700000
Use 700000 if a postcode is required
Bank Information
The SWIFT/BIC code is essential for international transfers. Once you fill it in, your bank will usually display the correct bank name automatically.
Field
Enter this value
Note
Bank name
Vietnam Export Import Commercial Joint-Stock Bank
Sometimes listed as “Eximbank Vietnam”
SWIFT / BIC
EBVIVNVX
Double-check this—incorrect SWIFT causes returns/fees
Currency Accounts
Note: Each currency must be sent to its matching account (e.g. USD → USD, EUR → EUR). Transfers sent in a different currency may be rejected by the bank. If your currency isn’t listed, select one of the available currencies (USD or EUR) when making your transfer.
Currency
Account number (copy exactly)
Note
VND
4995
Use for payments in Vietnamese Dong
USD
4991
Use for payments in U.S. Dollars
EUR
4992
Main account for payments in Euros
EUR (alternative)
100374587
Alternative account — some European banks cannot process short account numbers
CAD
4993
Use for payments in Canadian Dollars
AUD
3775
Use for payments in Australian Dollars
Additional Information
Field
Enter this value
Note
Payment Reference
Your invoice number
Always include your invoice number in the payment reference field so we can link your transfer correctly
Need help?
If you experience any issues while making your payment, please check our FAQ section for more details and troubleshooting tips.
Tip: Use Wise for Easy International Payments
If you’re transferring money to Vietnam from abroad, Wise (formerly TransferWise) is one of the simplest and most affordable ways to do it. We’re not affiliated with Wise — this is just a practical tip based on experience.
Wise lets you send money in your own currency with low fees, fair exchange rates, and fast delivery to our Vietnamese business bank account. It’s fully online and works well for travelers who prefer a smooth, transparent transfer process.
How it works:
- Create a free account at wise.com
- Choose “Send money to Vietnam,” select the correct currency from our list, and enter our bank details.
Many of our guests also use Wise while traveling in Vietnam. You can keep multiple currencies in one account, pay directly by card, and avoid the high fees of traditional banks or cash exchanges.
FAQ – Common Questions About Bank Transfers
My bank doesn’t let me enter a SWIFT or BIC code — what should I do?
Every international transfer requires a SWIFT or BIC code. If your bank doesn’t show this option, it usually means the transfer type isn’t set to international. Select “International payment” and make sure the destination country is set to Vietnam. Once you do that, your bank will automatically ask for the SWIFT/BIC. Some banks only request it in later steps of the transfer process, so continue until you see it.
My bank says the account number is invalid or should include both letters and numbers — is that normal?
Yes — this usually means your transfer isn’t set to international yet. Vietnamese bank accounts don’t use IBANs or letter codes. Switch your transfer type to “International” or “Outside [your country/region]” and select Vietnam as the destination country. Then the account number will be accepted.
My bank is asking for an IBAN — what should I enter instead?
Vietnam doesn’t use IBAN numbers. If your bank asks for one, it’s trying to process a domestic or European transfer. Change the transfer type to “International” and select Vietnam as the destination country. Then you’ll be able to enter a standard account number and SWIFT/BIC code.
My bank says the address isn’t valid or too long — how should I fill this in?
The address isn’t critical for completing the transfer. If the field doesn’t accept slashes ( / ), try using dashes ( – ) or spaces. If it’s too long, simply leave out “District 7.” The important parts are the account name, number, and SWIFT/BIC — those are what ensure the money reaches us.
My bank asks for a province or state — what should I select?
Select Ho Chi Minh City. It functions as both the city and province, so this is always the correct choice.
When will I know if my payment has been received?
We notify you as soon as your transfer arrives in our account. Depending on your bank and the currency, this can take between one and several business days.
How long does an international transfer to Vietnam usually take?
Transfers typically arrive within 1–3 business days, depending on your bank and country. Transfers aren’t processed on weekends or Vietnamese national holidays.
Are there any extra costs or fees when sending money to Vietnam?
Local Vietnam doesn’t charge any transfer fees. However, your own bank may apply fees for international or currency conversion payments. We recommend checking this with your bank before transferring.
My currency isn’t listed — how can I still make a transfer?
Select one of our supported currencies (commonly USD or EUR) and choose to “send in that currency” within your bank. Do not send your local currency (like GBP or SGD) to a different currency account, as it will be rejected by the bank.
I forgot to add my payment reference — what happens now?
Don’t worry. We can usually identify your payment from the amount and sender’s name. It just helps us process your booking faster when the invoice number is included.
What information is the most important to fill in correctly?
Make sure the following fields are entered exactly as shown on our page:
- Country: Vietnam
- Currency: Use the matching currency account
- Account Name: ThelocalVietnam
- SWIFT/BIC Code: EBVIVNVX
- Account Number: Correct for your chosen currency
I made a mistake with my payment details — what should I do?
If you entered incorrect details (like the wrong currency or account name), our bank will automatically reject the transfer and send the money back to your account. However, your bank may deduct a return fee. Once refunded, you can resend the payment using the correct details.
Can I split my payment into two smaller transfers?
Yes, this is sometimes possible if your bank has a transfer limit. Please contact your Local Vietnam travel expert first so we can note this in our system and match both payments correctly.